i've had many problems with my bank blocking purchases in the past and signing up with any other bank is a huge ass headache when you lack a lot of the paperwork needed. paypal is just the most straightforward and hassle free way to buy anything online with just a few clicks. its just a shame that there arent really any other alternatives than a scummy ass company like paypal. Not trying to say theyre good but just trying to show why some people use it over a debit/credit card