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Btw before all starts talking about VISA and Mastercard and Paypal having a monopoly. The only reason they have a monopoly is because of KYC and AML that the GOVERNMENT has mandated. So they would NOT have a monopoly if it was not for the government. This is all big governments fault. Please don't ask for more regulation, we need LESS and we would not have this problem.

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Let's be a little realistic, please. KYC and AML are not going away. Regulations and laws in general are here to stay.

What might be possible is to force payment processors to be neutral, so USA citizens should contact Congress.

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VISA/Mastercard are a duopoly due to Central Banks worldwide.