This tool is free, but if i made a physical tcg with it, would i have to follow any rules? Im using it as is and would like to know if you require payment or recognition or a mutual agreement in order to sell them in real life.

Quickly craft your own stat and ability cards for RPGs, or make your own card game! · By
The short and easy answer is: no, I don't require any payment or licensing for your use of the cards, even physical prints for commercial use. Good luck with your game!
The more involved and difficult answer is that I don't own most of the built-in art, and I don't technically have the ability to transfer the rights to use the card images to someone else. This means that some of built-in card frames and icon art may be covered under licenses that require attribution or require separate licenses if you want to use them commercially. This differs on a case-by-case basis for each asset, so if you're concerned about this and would like a link to the original art asset for any particular cards or icons, please let me know.
Oh and one more thing. Are any of the fantasy card colors unsafe? I'm planning on making that determine the rarity of the cards. (For instance, Gold Rare, Silver Rare) oh and i changed some of my cards to have the round crossed-swords icon that are right above the square icon version, does that happen to be unsafe as well?
Edit: Actually, i just had a big thought, can you make a list of what icons/card frames are taken in case anyone else tries to do what i am? it would help a lot! :D